Simple ways to budget money.

Some of the steps I take to budget my money properly:

  1. Set a money goal
  2. Add up all monthly bills
  3. Subtract monthly bills from monthly pay
  4. Out of remaining money calculate how much you want to go into savings
  5. Use the automatic feature to transfer money out of checking to savings
  6. Pay all your bills throughout the month (EX: pay rent in 2 payments)
  7. Note: Gas money and the food is considered a bill
  8. If you want to save a large amount of money create a spreadsheet with your goal.
  9. NEVER get off track because it can set you back
  10. Any extra money you have, put it in your savings account.